You have obtained a Demand Draft from a Bank, payable to certain person or Bank.

Unfortunately your Demand Draft is lost.

You tell you Bank that draft is lost and you ask your money back which you had paid to get money.

Bank may require you to give two things.

1) A letter from the payee bank that draft is not encashed by it.

2) They may ask an affidavit from you.

Why affidavit?

In affidavit, bank will ask you to state that 1) My Draft is lost 2) In case Bank suffers any damage in future because of this draft, I will compensate -indemnify Bank.

So the Bank wants affidavit for future protection against lost draft…

It is okay.

Haresh Raichura
22/10/2012

There is book called ‘Who’s Who in India’ published by Infa publications, Delhi.

It contains short biography and addresses of leading persons of India.

Years ago, I used to write JOINT letters addressed to

1) Few Persons Listed in Who’s Who of India Book
2) To few Leading Judges of Supreme Court
3) Few Leading Editors of leading newspapers.

At a time, I used to drop 50 letters.

After 15 days, Actions used to follow like miracles. Some one used to take action.

My grievance exposed in letter used to get redressed though no one used to reply except one late Vijay Merchant, the great social worker.

I think book Who’s Who in India is book of live-wire real godfathers of India

This method works on Peer Pressure Rule.

If you write letters to 10 persons, 4 of them may read and 1 of them may take follow up action with Govt.

Someday, try this.

Haresh Raichura
21/10/2012